Stamp Duty Calculator
Calculate Stamp Duty Land Tax (SDLT) for England and Northern Ireland. Includes first-time buyer relief and additional dwelling surcharge.
Calculate Stamp Duty Land Tax (SDLT) for England and Northern Ireland. Includes first-time buyer relief and additional dwelling surcharge.
| Band | Rate | Taxable Amount | Tax |
|---|
| Purchase Price | Standard | FTB | Additional |
|---|---|---|---|
| Up to £125,000 | 0% | 0% | 5% |
| £125,001 – £250,000 | 2% | 0%* | 7% |
| £250,001 – £300,000 | 5% | 0%* | 10% |
| £300,001 – £500,000 | 5% | 5%* | 10% |
| £500,001 – £925,000 | 5% | Standard rates | 10% |
| £925,001 – £1,500,000 | 10% | Standard rates | 15% |
| Over £1,500,000 | 12% | Standard rates | 17% |
*FTB relief applies up to £500,000. If purchase price exceeds £500,000, standard rates apply. Additional dwelling surcharge is 5% on top of standard rates.
📌 Rates sourced from Stamp Duty Land Tax — verified for the 2026/27 tax year.
Stamp duty land tax (SDLT) in England and Northern Ireland: 0% up to £125,000; 2% on £125,001–£250,000; 5% on £250,001–£925,000; 10% on £925,001–£1.5m; 12% above £1.5m. First-time buyers pay 0% up to £300,000 and 5% on the portion from £300,001–£500,000.
Yes. First-time buyers pay no stamp duty on the first £300,000 of a property's purchase price, and 5% on the portion between £300,001 and £500,000. If the property costs more than £500,000, the standard rates apply with no first-time buyer relief.
When buying an additional residential property (a second home, buy-to-let, or holiday home), you pay a 5% surcharge on top of the standard SDLT rates. This applies to the entire purchase price. The surcharge increased from 3% to 5% in October 2024.
No — Scotland has its own property tax called Land and Buildings Transaction Tax (LBTT), administered by Revenue Scotland. Use our LBTT Calculator for Scottish property purchases.